Frequently asked questions
Quick answers to the questions we hear most often. For deeper context, follow the links to our full guides.
Is Rent Affordable a HUD agency or government website?
No. Rent Affordable is an independent, ad-supported directory that republishes publicly available data from the U.S. Department of Housing and Urban Development. We are not affiliated with HUD, your local Public Housing Agency, or any of the properties listed on the site.
Is the directory free to use?
Yes — completely free. We do not charge renters, and we do not accept payment from property owners or managers in exchange for listing, placement, or ranking. The site is funded by display advertising shown alongside content.
Can I apply for a unit through this website?
No. We are a directory only. Each property handles its own applications and waitlist. Once you find a property that interests you, call the on-site phone number listed on the property page to ask whether the waitlist is open and how to apply.
What's the difference between Section 8, public housing, and project-based assistance?
Section 8 most commonly refers to the Housing Choice Voucher Program — a tenant-based subsidy you take to a private rental. Public housing refers to apartments owned and operated directly by a Public Housing Agency. Project-based assistance is attached to a specific apartment or building. Almost every listing on this site is project-based.
How is my rent calculated in HUD-assisted housing?
Generally, you pay the greater of: 30% of your monthly adjusted income, 10% of your gross monthly income, or your local PHA's minimum rent (typically $25–$50). The federal subsidy makes up the difference.
How long are HUD waitlists?
It varies enormously. Smaller cities and niche programs (Section 202 for the elderly, Section 811 for adults with disabilities) often move faster. Housing Choice Voucher lists in major metros can run several years. Apply at multiple properties and PHAs to improve your odds.
What income do I need to qualify?
Most project-based properties require very-low-income status — household income at or below 50% of your county's Area Median Income (AMI). At least 75% of new admissions to Section 8 must be at or below 30% of AMI. See our eligibility guide for full details.
I have a criminal record. Can I still qualify?
Some convictions trigger a federal bar (lifetime sex-offender registration, methamphetamine production in federally-assisted housing). Beyond those, individual properties set their own screening policies. Many properties consider the nature, severity, and recency of the offense. Ask each property about their policy before applying.
Can I be evicted from HUD-assisted housing?
Yes — but only for "good cause," with proper written notice. You generally have the right to a grievance hearing before an impartial third party. See our tenant rights page.
What if I see incorrect information about a property?
Please contact us with the property name, city, and a description of the issue. We re-import HUD data periodically, but if a listing is clearly wrong or out of date, we'll flag or correct it as quickly as we can.
Still have a question? Contact us — we read every message.