HUD-assisted housing in Panama City, FL

Panama City has 8 HUD-assisted multifamily rental properties on file with the U.S. Department of Housing and Urban Development (data as of 2026-09-11), providing a combined 711 federally-assisted apartment units. The largest community on file is ST. ANDREWS TOWERS at 24 HARRISON AVE, with 216 assisted units under the Subsidized - Previously Insured category.

The table below mixes Section 8 Project-Based Rental Assistance, Section 202 housing for the elderly, Section 811 housing for persons with disabilities, and other Project-Based programs administered by HUD’s Office of Multifamily Housing. Rows with a linked name have a full Unit Seeker profile page (0 of 8 in Panama City); the rest are shown as plain text (see our methodology for why).

How rent is calculated

At HUD-assisted properties in Panama City, eligible tenants generally pay 30% of their adjusted monthly income toward rent and utilities. HUD pays the property the difference between that household contribution and the negotiated contract rent. Income limits are set annually by HUD based on the local Area Median Income (AMI).

How to apply for housing in Panama City

Each property keeps its own waitlist, separate from your local Public Housing Agency’s Section 8 Housing Choice Voucher list. Practical steps:

• Call the on-site management number listed for each property below to ask whether the waitlist is open and how to apply.
• If most local waitlists are closed, also apply for a portable Housing Choice Voucher through the PHA serving Panama City — see our step-by-step guide.
• Cast a wider net by checking nearby cities in Florida — HUD vouchers are typically portable within the same metro area.
• Confirm what you may qualify for using our eligibility guide before you call.